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Your Retirement Life: Walk Like a Modern Day Warrior

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Looking over your shoulder is no way to live. Wondering who’s behind you. Wondering if you’re safe. Feeling uncertain. Uncomfortable. It’s scary.

Instead, walking with your head up, eyes forward, and shoulders back is the stride of the modern-day warrior. You never tire. You have the same confidence tomorrow as you do today. You’re comfortable with who you are. You don’t worry about the other guy. You stick to your game.

We make enough tough decisions in a day to keep our lives too busy. Take figuring out “what to watch tonight?” for example. It can shake one’s confidence. Then, finding where it’s streaming can be another issue. Makes one want to go to bed or read a book (remember those?). We live in a complicated world where decisions have consequences. Good and bad.

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In the song “Tom Sawyer” by Rush, drummer Neil Peart explained in an interview how hard it was to play. Explaining that yes, it’s a slow-tempo song, but for him, playing sixteenth notes (16 hits per measure) on the hi-hat or ride cymbal was a workout. It drives the bus.

I want you to listen to Peart’s cymbal playing and relate it to your asset allocation. How you invest can be as important to your retirement success as anything else. Asset allocation can drive it forward.

Action Line: Be a modern-day warrior. Have the stride to walk confidently into the future. Look at my efficient frontier. Learn from it. Understand how asset allocation can drive your portfolio. When you’re ready for help, let’s talk.

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E.J. Smith - Your Survival Guy

E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris. Please get in touch with E.J. at ejsmith@yoursurvivalguy.com To sign up for my free monthly Survive & Thrive letter, click here.
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