Your Survival Guy

Preparing your investments and family for when disaster strikes.

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Investment Surprise #1: This One Is Free for You

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It is no surprise that the Fed cut rates yesterday (pay attention to The 4 Biggest Surprises of the 2024 Election) in the face of rising stocks, commodities, real estate, and more. Those are all inflationary signals in my book.

Rising bond yields suggest the same as investors demand more bang for their buck to hold Treasurys for longer. It would be nice if the Fed got out of the inflation business altogether and focused on stability with a gold standard. Since the Fed took over running America’s monetary policy, the value of the dollar has fallen from around 1/20th of an ounce of gold in 1913 to around 1/2707th of an ounce of gold today. Is that what counts for the price stability half of the Fed’s dual mandate?

Be Intelligent: Join Dick Young & Get My Friday Email

When you consider past inflation and perhaps more to come, you want to be sure you get paid to be in this market. You know from the chart below how that 70s show looked: Prices did not save the day.

Prices are qualitative and may not go higher on your schedule. Income, on the other hand, is quantitative and can be transferred regularly to your checking account for retirement spending. And when it comes to compounding money, time is your most valued ally. Income helps you stay in the game.

One comment I get from clients is that they wished they joined our investment team sooner. Well, one way to help your family is to introduce your kids and grandkids to us. Once you’re in the door they’re free to join at any time, even if they don’t meet the minimum on their own. Just let me know.

Action Line: Many of life’s opportunities come from who you know. You can open the door to your family by emailing me at ejsmith@yoursurvivalguy.com. I’ll be sure to make the proper introductions.

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E.J. Smith - Your Survival Guy

E.J. Smith is Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. His focus at all times is on preparing clients and readers for “Times Like These.” E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH. His first drum set was a 5-piece Slingerland with Zildjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family’s boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the “Live Free or Die” state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West (RIP JB) and Paris. Please get in touch with E.J. at ejsmith@yoursurvivalguy.com To sign up for my free monthly Survive & Thrive letter, click here.

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