You know about Your Survival Guy’s money from here, here, and here. I don’t like debt, and I don’t want you to be in debt. When you are free from debt, you don’t feel the pressure of making payments, and the bank doesn’t own your home if you miss said payments. You’re in control.
On the other hand, if you’re loaded with debt in Your Retirement Life, you’re always looking over your shoulder. You’re trying to keep up and spend like it’s the last cent you have. Going for broke is no way to live.
Which brings us to spending. It’s a learned habit, just like saving is learned. But when you’re in savings mode for most of your adult life and you finally get to retirement debt free—it’s hard spending your savings. That’s OK. But understand why you’ve been saving all these years. Retirement life can be short. It’s the go-go years, the slow-go years, and the no-go years.
You don’t want to get to the no-go years, having missed the boat.
Action Line: In retirement, it helps to have someone to rely upon. That’s why it’s important to work with an expert like Your Survival Guy, who’s been through all the stages of retirement’s “go years” with investors like you. It helps to have someone guide you through one of life’s more stressful times. When you’re ready to talk, let’s talk. But only if you’re serious.
