You don’t need to read the headlines on CNN to understand what’s going on. We live in two Americas. Those who will be controlled by state media, the administrative state, and corporate elites (not in any particular order), and those who wish to live free. When you see the assassination attempt on former President Trump […]
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The Politics of Real Estate
You can tell a lot about states based on its real estate market. Are people moving in or out? Are prices rising or falling? How are the schools? Is this someplace families want to raise their children? These are all questions that have answers that point to more complicated underlying trends. Your Survival Guy has […]
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Planned Transition?
The more recent news stories about Salim Ramji’s hiring as the new CEO of Vanguard refer to the transition as “planned.” A July 11 piece in InvestorDaily is one example, writing: Salim Ramji has assumed the role of chief executive officer and joined the Vanguard Group’s board of directors, effective 8 July 2024. Ramji’s appointment […]
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SPECIAL CONFESSION: Why I’m Being Hard on Vanguard
Dear faithful readers, here it is, the piece you’ve all been waiting for: Why I’m being hard on Vanguard. I know you want me down on my knees. You want a confession of sorts. You want answers. Just yesterday, you told me: “You sound like a man possessed, a maniac. My family has money at […]
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Priebus: Ready and Waiting for Trump in Milwaukee
I wrote to you twelve years ago about how much I like Donald Trump’s former Chief of Staff, Reince Priebus. Now, Priebus is the Host Committee Chairman for this summer’s RNC Convention in Milwaukee, Wisconsin. Priebus’s committee has raised more than $85 million for the event, and I expect Priebus will be a welcoming host […]
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Vanguard’s Payphone Service
Remember using a payphone? For those of us born before the new century, feeding quarters and dimes into a payphone to make calls feels a bit nostalgic at this point. But how do you feel about paying for phone service when your retirement is on the line? No one should be nickeled and dimed for […]
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July RAGE Gauge: Gold, Interest Rates, and You
You don’t want to get caught in the fog without some know-how. That’s how Your Survival Guy feels about this market. You want to be prepared. Because we just don’t know when disasters will strike. Which brings me to this month’s RAGE Gauge. It’s not pretty out there. What did you expect from Your Survival […]
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Everything About Vanguard’s Move Was Surprising
You’ve read a lot about Vanguard’s recent hiring of its news CEO, Salim Ramji. It wasn’t only Ramji’s status as the first outside hire for CEO in Vanguard’s history that made his ascension to the post odd. The way it was handled and the previous CEO, Tim Buckley’s departure, was also strange. At Morningstar, Susan […]
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CREATION AND DESTRUCTION: Super States and Their Demise
How do you build a Super State? The most important step is to make the needs of Main Street businesses and citizens your top priority. Ronald Reagan did that when he was governor of California and created what may have been America’s greatest success story. But what happened? Now, people are leaving California in droves. […]
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BREAKING: Week #1 Changing of the (Van)Guard
We are in week one of the changing of the guard at Vanguard. New CEO Salim Ramji from BlackRock took over on Monday. “Vanguard’s Die-Hard Customers Have a Message for New CEO: ‘The Service is Abysmal,’” wasn’t written by Your Survival Guy, it was a headline in The WSJ. You know from my Special Report […]
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“Hello is Anyone There?” Vanguard Limits Phone Calls
Your Survival Guy sees this latest move as a push to a higher fee advisor service, or else. According to Think Advisor’s Dinah Wisenberg Brin, Vanguard is warning clients that if they use phone support too much, their accounts will be canceled. Wisenberg Brin writes: Vanguard Group’s aim to steer brokerage customers toward online engagement […]
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The Great Elephant Migration in Newport, RI
I have invited you to Newport, RI, and you have listened. Here’s another reason to come see me. Chadd Scott of Forbes tells his readers that through September 2, 2024, The Great Elephant Migration can be seen along Newport’s famed Cliff Walk hugging the Atlantic Ocean with groups installed at Salve Regina University, The Breakers, […]
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WARNING: Your Survival Guy and Gal in the Fog
Your Survival Guy and Gal were returning to Newport by boat Sunday and ran into some thick fog. Having spent the weekend seeing good friends for the passing of a father, it was a bittersweet reunion. At the celebration of his life, one of his sons reminded us of what his dad considered a pentathlon […]
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The Uphill Battle at Vanguard
You know there’s a new CEO at Vanguard. Salim Ramji is the company’s first outside hire for CEO in its history. Now, he’s facing the challenges left for him by the former Vanguard executives who pushed out John Bogle. Andrew Welsch notes in a piece in Barron’s that customers are unhappy with both Vanguard’s service […]
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SUPER STATE: Utah’s Silicon Slopes
You can’t blame Silicon Valley tech workers who are fleeing California to states like Utah, where there families are safe, the air is clean, and they’re not forced to pay punitive taxation to a state government that cares more about its own political agenda than serving its residents. Jessica Flint explains in The Wall Street […]
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Turning $100k into $1.6 Million
In my conversations with you, you tell me about the trips you’re taking this summer. Trips to the grocery store, to the mountains, to the shore, and to the lake—to name a few. It’s all quite expensive, which makes times like these the perfect opportunity to explain to a young one about creating generational wealth […]